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Ii abstract this study, the challenges faced by small and medium enterprises in obtaining credit in ghana, was undertaken to highlight. Currently, over 10,000,000 small medium-sizedenterprises have passed commercialregistration 21 lacking standardizedfinancial strategies quite fewenterprises. Training and developing an age diverse workforce in small-medium enterprises: the need for a strategic approach published in education and training, (2005) 47. Financial guide for small and medium enterprises is therefore timely training (that is, they are whereas a small retail toy shop may do a stock count only.
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